There are no transaction fees for local currency spends. This means that if you transfer XSGD into the card vault, you will be able to spend XSGD on an 1:1 ratio in Singapore.
Here are some other fees to be aware of:
Annual Fee: Free
Foreign Transaction Fee: 1% (imposed by Visa)
Card Issuance and Delivery Fee: SGD$19 (Waived for a limited time only)
Card Replacement and Delivery Fee: SGD$19
Foreign Delivery Fee: Please contact support
**BasedApp team reserves the right to make changes to the card fees from time to time.**